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Home > eCosway - Alliance Bank Gold Card > Apply

Application Pre-requisites

• You must be at least 21 years of age. (Supplementary applicants need to be at least 18 years of age)
• You must be employed in Malaysia, and your outstanding financing/loans in Malaysia should not exceed RM200,000
• You must have an eCosway Business Owner ID number

(The Business Owner and the card applicant do not have to be the same person, but a Business Owner ID can only be used for one card application).

Application Categories:

• Applicants with minimum annual income of RM18,000
  
  Documents to be attached to application form:
  • I/C front & back.
  • latest 3 months' salary payslips. AND
  • latest EPF statement or 3 months' bank statements where salary is credited. OR
  • Cosway and/or eCosway yearly income statement
  
  
  
• Applicants with an existing Principal credit card issued locally
  
  Documents to be attached to application form:
  • Copy of I.C. (both sides) AND
  • Copy of Credit Card* (both sides)
  
  
  * Please ensure that the card was obtained for more than 12 months.

• Applicants with less than RM18,000 annual income

  Alliance will pursue application per regular card with collateral*
  Documents to be attached to application form:
  • Copy of I.C. (both sides)
  • Copy of latest payslip (if available), or Cosway Yearly Income Statement
  
  * Regular Card with collateral - Alliance Bank will, at its discretion, offer some applicants (who would not normally be eligible) a regular credit card if they put up a form of collateral such as a fixed deposit account in Alliance Bank.




• Applicants are a businessman/woman (self-employed)

  - for Sole proprietor or Partnership,
• Business registration form
• Borang D
• Tax Return BE Form with Tax Receipt OR
• Cosway and/or eCosway yearly income statement
  
- for Sdn Bhd or Berhad,
• Form 24, 49 & 9
• latest 3 months' bank statements
• Tax Return BE Form with Tax Receipt OR
• Cosway and/or eCosway yearly income statement

Application Procedure:

The form can be downloaded in Adobe® PDF format.

• Download Gold Card Application form (200k Adobe® PDF file)
• Download Gold Card Application T & C (200k Adobe® PDF file)

Alternatively, forms can be picked up at any Cosway Sales Centre or at any branch of Alliance Bank. You can visit the Branch Network page of their Locations section to search for the location of their branches.

To expedite the eCosway Alliance Bank Gold Card approval process, please ensure that the eCosway Alliance Bank Gold Card Application Form is duly completed (including the eCosway ID), without alteration and attach clear copies of the required documents before mailing or submitting the application directly to any Alliance Bank branch, or to eCosway HQ.

• Please do not submit the application to Cosway Sales Centres.
• Please note that Alliance Bank reserves the right to reject any incomplete applications.
• To save all parties any unnecessary trouble, we strongly advise applicants to fill in all relevant sections of the application form as instructed.

Cards will be couriered automatically to all applicants within 14 working days of approval. No letters will be sent unless the application is rejected.