How to Calculate eV:

(based on USD 1.00 = RM 3.50 currency exchange rate
(effective May 1st, 2007), which is subject to change)

1. For eCosway Ambank Card transactions:
   
   At Partner Merchants : -
   (Transaction amount x eV Calculation % * x 60%) / 3.5 / 0.6 = eV
   
   At non-partner merchants: -
   (Transaction amount x 0.7% x 100%) / 3.5 / 0.6 = eV
   
   For Introducing Partner Merchants:
   (Transaction amount x eV Calculation % * x 20%) / 3.5 / 0.6 = eV
   
   
2. For eCosway Rewards Card transactions at Cash-In Merchants:
   (Transaction amount x eV Calculation % * x 70% x 70%) / 3.5 / 0.6 = eV
   For Introducing Cash-In Merchants:
   (Transaction amount x eV Calculation % * x 10% x 70%) / 3.5 / 0.6 = eV
   * eV Calculation % varies according to merchants
   
   
3. OnePoint (formerly Whoops!) Prepaid IDD/STD & Internet Access Reloads:
   (Transaction amount x eV Calculation % for product x 80%) / 3.5 / 0.6 = eV
   
   
4. Vehicle Protection (PGI):
   (Annual policy premium amount x 10% x 60%) / 3.5 / 0.6 = eV
   
   
5. Alliance Bank Housing Loans:
   (Loan amount x 0.125% x 80%) / 3.5 / 0.6 = eV
   
   
6. Streamyx Broadband Internet Access packages - prefixed eV
   
   
7. U Mobile packages: No eV unless payments are made with an eCosway AmBank Credit Card